National Cashless Payment Initiative

Partners: Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH - Program developpp, companies Mastercard and Visa
Implementing period: June 2021 - March 2025
SMEs, citizens, public administration

About the project:

The National Cashless Payments Initiative focuses on creating better conditions for development and encouraging all forms of cashless payments in the public and private sectors. Higher share of cashless payments directly contributes towards countering shadow economy, increasing the budget revenues, improving the quality of public services and, in the broadest sense, improving the quality of life of citizens. The National Cashless Payments Initiative is a joint project of Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH, companies Mastercard and VISA, implemented under the auspices of develoPPP program of the German Federal Ministry of Economic Cooperation and Development (BMZ) in cooperation with NALED and the Ministry of Finance of Serbia.


  1. Expert and analytical support in preparing the new National Program for Countering Shadow Economy,
  2. Research-analytical work and development of recommendations for improving the legal framework for cashless payments,
  3. Development of acceptance infrastructure for cashless payments among domestic SMEs and public institutions,
  4. Promotional and educational activities focused on raising awareness among citizens and businesses on the opportunities and benefits introduced by various forms of cashless payments,
  5. Regional cooperation on exchanging knowledge, practices and experiences in encouraging cashless payments.

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